Direct Saver Fixed Rate Bond Issue 26

2.50%Gross p.a.¹ /AER ²

Account features at a glance:

Fixed rate of Interest until 15 August 2011**
Up to 2.50% Gross p.a¹. /AER²
Account operated via post or phone
Minimum investment €1,000

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To open a Direct Saver Fixed Rate Bond, simply download and complete an application form, clearly stating the issue number of the bond you wish to apply for. This should then be posted to Northern Rock, at the address shown on the application form.

From 1 August 2009, customers who open a deposit account will be requested to provide their Personal Public Service Number (PPSN) on the application form. The PPSN will be included in the Annual Return of Interest Report to the Irish Revenue Commissioners.

Download and print the Direct Saver Fixed Rate Bond Application Form PDF (42 KB)

If you do not have a printer, you can request an application form here.

The application form is provided in Adobe Acrobat PDF format. If you do not have a copy of Adobe reader visit the Adobe site to download Adobe reader free.

The minimum opening balance is €1,000. Once you have completed the Application Form, send it to us with the relevant confirmation of identity.

We regret that it will not be possible to open an account unless suitable confirmation of identity is provided and we may return your investment to you. Details of suitable forms of identity are documented on the Confirmation of ID page. If you cannot provide the suitable identification documents, please contact our offices and we will endeavour to resolve this issue.

Your initial cheque should be posted to us with your application form (if applicable). In the interest of security, please make your cheque payable to 'NR for the account of (insert account holder(s) name(s))' and crossed 'A/c Payee Only'.

Alternatively, funds can be transferred from some existing Northern Rock accounts, (subject to any restrictions in the terms and conditions applying to that account), or once the account is opened by electronic transfer, but you must arrange this with your bank or building society.

Please note the Direct Saver Fixed Rate Bond is a strictly limited issue and will be withdrawn once fully subscribed.

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Need to talk?

Call us on (01) 602 0324*

Mon-Fri 9am-5pm, excluding bank and public holidays.

Calls are charged at your service provider's prevailing rate and may be monitored and recorded.

1. DIRT will automatically be deducted at the standard rate (currently 25%) from interest paid/credited to your account, unless you are eligible and have registered to receive interest gross by completing a DIRT Exemption Declaration for each account you hold.

2. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

* Calls are charged at your service provider's prevailing rate and may be monitored and recorded.

** Interest rate fixed until maturity on 15 August 2011.

Balances that fall below €1,000 will receive interest at the prevailing basic savings rate, currently 0.10% gross per annum. Interest earned will be subject to DIRT at the prevailing rate.

*** A charge of €25 applies for Electronic Same Day transfers. Alternatively, funds can be transferred via standard electronic transfer without charge, however please allow four bank working days for funds to reach your nominated bank.