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Direct saver demand and notice personal

1.25%Gross p.a.1    /AER2

Account features at a glance:

  • Choice of On Demand, 30 or 60 day notice
  • Variable interest rate up to 1.25% Gross p.a1. /AER2
  • Operate account via phone or post

Apply Now

Please note our Direct Saver 30 and Direct Saver 60 products are currently unavailable.

Applying for a Direct Saver Account is simple. With a minimum deposit of €1,000 you can apply online by downloading and filling in an application form in PDF format. Then just post it back to us at the address shown on the application form.

From 1 August 2009, customers who open a deposit account will be requested to provide their Personal Public Service Number (PPSN) on the application form. The PPSN will be included in the Annual Return of Interest Report to the Irish Revenue Commissioners.

The application form is provided in Adobe Acrobat PDF format. If you do not have a copy of Adobe reader, visit the Adobe site to download Adobe reader for free.

Once you have completed the application form, send it to us with relevant confirmation of identity for each applicant. Please ensure you include which product you are applying for. Please see the Confirmation of Identity section for details of suitable forms of identity.

We regret that it will not be possible to open an account unless suitable confirmation of identity is provided and we may return your investment to you. Details of suitable forms of identity are documented on the Confirmation of ID page. If you cannot provide the suitable identification documents, please contact our offices and we will endeavour to resolve this issue.

Your initial cheque should be posted to us with your application form. In the interest of security, please make your cheque payable to "NR for account of (insert account holder(s) name(s))" and crossed "A/c Payee Only ".

Alternatively, funds can be transferred from some existing Northern Rock accounts (subject to any restrictions in the terms and conditions applying to that account), or once the account is opened by electronic transfer, but you must arrange this with your bank or building society.

Need to talk?

Call us on (01) 602 0324*

Mon-Fri 9am-5pm, excluding bank and public holidays.

Calls are charged at your service provider's prevailing rate and may be monitored and recorded.

1. DIRT will automatically be deducted at the standard rate (currently 25%) from interest paid/credited to your account, unless you are eligible and have registered to receive interest gross by completing a DIRT Exemption Declaration for each account you hold.

2. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

* Calls are charged at your service provider's prevailing rate and may be monitored and recorded.

** A charge of €25 applies for Electronic Same Day transfers. Alternatively, funds can be transferred via standard electronic transfer without charge, however please allow four bank working days for funds to reach your nominated bank.

© Northern Rock plc. 2010