Direct saver demand and notice business

1.25%Gross p.a.¹ /AER ²

Account features at a glance:

Choice of On Demand, 30 or 60 day notice
Variable interest rate up to 1.25% Gross p.a¹. /AER²
Operate account via phone or post

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Product Summary

Please note our Direct Saver 30 and Direct Saver 60 products are currently unavailable.

Our Direct Saver Demand and Notice Accounts make organising your finances as simple and convenient as possible. Not only do they offer competitive rates of interest but they also allow you to choose an account based on how quickly you will need to access your funds.

Direct Saver Demand allows you to withdraw money whenever you like. With Direct Saver 30 and Direct Saver 60 you may access funds without penalty after serving 30 or 60 days notice, respectively. In return for this, we will pay a higher rate of interest.

The Direct Saver Business accounts are available to Irish Resident Limited Companies, Irish Registered Charities, Clubs and Societies, Occupational Pension Schemes, Sole Traders and Partnerships.

Irish Resident Limited Companies, Irish Registered Charities and Occupational Pension Schemes may receive interest gross subject to receipt of the required documentation. All other businesses will be subject to Deposit Interest Retention Tax (DIRT) at the prevailing rate.

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Need to talk?

Call us on (01) 602 0324*

Mon-Fri 9am-5pm, excluding bank and public holidays.

Calls are charged at your service provider's prevailing rate and may be monitored and recorded.

1. DIRT will automatically be deducted at the standard rate (currently 25%) from interest paid/credited to your account. Limited Companies, Charities, and Occupational Pension Schemes may receive interest gross subject to receipt of required documentation.

2. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

* Calls are charged at your service provider's prevailing rate and may be monitored and recorded.

Account balances below the minimum investment will receive interest at the prevailing basic savings rate, currently 0.10%. Accounts can be opened by Limited Companies, Charities, Pension Schemes, Sole Traders and Partnerships. Minimum investment is €10,000. Maximum holding with Northern Rock is €3 million per investor.