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Direct saver matured bonds

Account
type		Effective from% Gross p.a. (1)% AER (2)% Net p.a.(4) 
Direct Saver Matured Bond Account (annual)01/01/20120.750.750.52See Below
Previously Direct Saver Fixed Rate Bond Issues 1 to 16, and Direct Saver Double Bond Issues 1 to 12.

1. DIRT will automatically be deducted at the standard rate (currently 30%, as of 1 January 2012) from interest paid/credited to your account, unless you are eligible and have registered to receive interest gross by completing a DIRT Exemption Declaration for each account you hold.
2. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.
3. DIRT will automatically be deducted at the standard rate (currently 30%, as of 1 January 2012) from interest paid/credited to your account, unless you are eligible and have registered to receive interest gross by completing a DIRT Exemption Declaration for each account you hold..

Interest rates are variable.
Direct Saver Matured Bond Account (monthly)16/01/20120.750.750.52See Below
Previously Direct Saver Fixed Rate Bond Issues 1 to 16, and Direct Saver Double Bond Issues 1 to 12.

1. DIRT will automatically be deducted at the standard rate (currently 30%, as of 1 January 2012) from interest paid/credited to your account, unless you are eligible and have registered to receive interest gross by completing a DIRT Exemption Declaration for each account you hold.
2. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.
3. DIRT will automatically be deducted at the standard rate (currently 30%, as of 1 January 2012) from interest paid/credited to your account, unless you are eligible and have registered to receive interest gross by completing a DIRT Exemption Declaration for each account you hold..

Interest rates are variable.

The charges applicable on this account are as follows:

ServiceCharge
Withdrawal by draft
(€1,000 minimum)		Free
Withdrawal by electronic
transfer (€1,000 minimum)		Free
Withdrawal by electronic
transfer – same day (€25,000 minimum, and subject to availability)		€25 for each transfer**
Special presentation
of a cheque		€6 per cheque
Copy cheque€6 per cheque
Copy tax certificate€6 per certificate
Copy statement€6 per statement

All charges have been authorised by the Financial Regulator.

We may increase the amount of the charges for any existing service, introduce new charges or change the way in which you have to pay a charge, only with prior approval from the Financial Regulator.

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Need to talk?

Call us on (01) 602 0324

Mon-Fri 9am-5pm, excluding bank and public holidays.

Calls are charged at your service provider's prevailing rate and may be monitored and recorded.

** A charge of €25 applies for electronic same day transfers. Alternatively, funds can be transferred via standard electronic transfer without charge, however please allow three business days for funds to reach your nominated bank.

1. DIRT will automatically be deducted at the standard rate (currently 30%) from interest paid/credited to your account, unless you are eligible and have registered to receive interest gross by completing a DIRT Exemption Declaration for each account you hold.