Direct saver matured bonds
| Account type | Effective from | % Gross p.a. (1) | % AER (2) | Tier (3) | % Net p.a.(4) | |
|---|---|---|---|---|---|---|
| Direct Saver Matured Bond Account (annual) | 08/12/2009 | 0.75 | 0.75 | €1,000 | 0.56 | See Below |
| Previously Direct Saver Fixed Rate Bond Issues 1 to 16, and Direct Saver Double Bond Issues 1 to 12. 1. Interest earned will be subject to Deposit Interest Retention Tax (DIRT) at the prevailing rate (currently 25% with effect from 8 April 2009). This tax will be deducted by us at source and paid in accordance with the applicable legislation. Should you be eligible for the refund of tax, enquiries should be sent to the Revenue Commissioners. 2. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year. 3. Minimum investment €1,000. Maximum holding with Northern Rock €3,000,000 per investor. Account balances below the minimum investment will receive interest at the prevailing basic savings rate, currently 0.10%. 4. DIRT will automatically be deducted at the standard rate (currently 25% with effect from 8 April 2009) from interest paid/credited to your account, unless you are eligible and have registered to receive interest gross by completing a DIRT Exemption Declaration for each account you hold.. Interest rates are variable. | ||||||
| Direct Saver Matured Bond Account (monthly) | 08/12/2009 | 0.50 | 0.50 | €1,000 | 0.37 | See Below |
| Previously Direct Saver Fixed Rate Bond Issues 1 to 16, and Direct Saver Double Bond Issues 1 to 12. 1. Interest earned will be subject to Deposit Interest Retention Tax (DIRT) at the prevailing rate (currently 25% with effect from 8 April 2009). This tax will be deducted by us at source and paid in accordance with the applicable legislation. Should you be eligible for the refund of tax, enquiries should be sent to the Revenue Commissioners. 2. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year. 3. Minimum investment €1,000. Maximum holding with Northern Rock €3,000,000 per investor. Account balances below the minimum investment will receive interest at the prevailing basic savings rate, currently 0.10%. 4. DIRT will automatically be deducted at the standard rate (currently 25% with effect from 8 April 2009) from interest paid/credited to your account, unless you are eligible and have registered to receive interest gross by completing a DIRT Exemption Declaration for each account you hold.. | ||||||
The charges applicable on this account are as follows:
| Service | Charge |
|---|---|
| Withdrawal by cheque (€1,000 minimum) | Free |
| Withdrawal by electronic transfer (€1,000 minimum) | Free |
| Withdrawal by electronic transfer – Same Day (€25,000 minimum, and subject to availability) | €25 for each transfer** |
| Special presentation of a cheque | €6 per cheque |
| Copy cheque | €6 per cheque |
| Copy tax certificate | €6 per certificate |
| Copy statement | €6 per statement |
All charges have been authorised by the Financial Regulator.
We may increase the amount of the charges for any existing service, introduce new charges or change the way in which you have to pay a charge, only with prior approval from the Financial Regulator.
- Product summary
- Rates & charges
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