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Demand online

Up to 3.25%Gross p.a.1    /AER 2

Account features at a glance:

  • Online Savings Account
  • Unlimited, no-notice withdrawals
  • Variable interest rate up to 3.25% Gross p.a.1  /AER2

Rates & Charges

Account
type		Effective from% Gross p.a. (1)% AER (2)% Net p.a.(4) 
Demand Online (annual)01/01/20123.253.252.27See Below
Interest rates are variable.

Monthly gross rate is always 0.25% below the annual gross rate.

1. Interest earned will be subject to Deposit Interest Retention Tax (DIRT) at the prevailing rate (currently 30% with effect from 1 January 2012). This tax will be deducted by us at source and paid in accordance with the applicable legislation. Should you be eligible for the refund of tax, enquiries should be sent to the Revenue Commissioners.
2. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.
3. DIRT will automatically be deducted at the standard rate (currently 30% with effect from 1 January 2012) from interest paid/credited to your account, unless you are eligible and have registered to receive interest gross by completing a DIRT Exemption Declaration for each account you hold.

Demand Online (monthly)01/01/20123.003.042.10See Below
Interest rates are variable.

Monthly gross rate is always 0.25% below the annual gross rate.

1. Interest earned will be subject to Deposit Interest Retention Tax (DIRT) at the prevailing rate (currently 30% with effect from 1 January 2012). This tax will be deducted by us at source and paid in accordance with the applicable legislation. Should you be eligible for the refund of tax, enquiries should be sent to the Revenue Commissioners.
2. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.
3. DIRT will automatically be deducted at the standard rate (currently 30% with effect from 1 January 2012) from interest paid/credited to your account, unless you are eligible and have registered to receive interest gross by completing a DIRT Exemption Declaration for each account you hold.


The charges applicable on this account are as follows:

ServiceCharge
Withdrawal by draft
(€1 minimum)		Free
Withdrawal by electronic
transfer (€1 minimum)		Free
Withdrawal by electronic
transfer – same day (€25,000 minimum, and subject to availability)		€25.00 for each transfer**
Special presentation
of a cheque		€6.00 per cheque
Copy cheque€6.00 per cheque
Copy tax certificate€6.00 per certificate
Copy statement€6.00 per Statement

All charges have been authorised by the Financial Regulator.

We may increase the amount of the charges for any existing service, introduce new charges or change the way in which you have to pay a charge, only with prior approval from the Financial Regulator.

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Call us on (01) 602 0324

Mon-Fri 9am-5pm, excluding bank and public holidays.

Calls are charged at your service provider's prevailing rate and may be monitored and recorded.

1. DIRT will automatically be deducted at the standard rate (currently 30%) from interest paid/credited to your account, unless you are eligible and have registered to receive interest gross by completing a DIRT Exemption Declaration for each account you hold.

2. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.

** A charge of €25 applies for electronic same day transfers. Alternatively, funds can be transferred via standard electronic transfer without charge, however please allow three business days for funds to reach your nominated bank.